ENG Lending Blog

June 26, 2014

1)     Payment History: This is the most important part of your credit score.   12 months without a 30 day late is optimal to get a good interest rate home loan.  Occasionally exceptions are made prior, but we would need some positive factors which will be addressed be...

June 12, 2014


Affordability declines quickly when rates and prices rise together.

Consider the potential change in payments with a 10% price increase and a 2% increase in interest rates:


These hypothetical examples are illustrations f...

May 1, 2014

The top 5 things that impact the interest rate you get on your home loan!

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Potential Cost of Waiting to Buy a Home

June 12, 2014

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